Canada is Helping US Senior Citizens
The health care system in the US has left many elderly people wondering how they will pay for their prescription drugs. Pharmaceutical companies price their drugs at atrocious rates under the assumption that a patients prescription plan will cover the majority. This however is not the case with many senior citizens, who reach their insurance payment limit of prescriptions prior to the end of the cycle year. Shouldn`t Medicare and the government assist these senior citizens? The enrollment period for the controversial Medicare Part D prescription drug program has been marked by mass confusion and inadequate resources to help American seniors make informed choices. As a result, a new trend is emerging that combines mail-order medications from licensed Canadian pharmacies like ADV-Care with low premium Medicare plans. Enrollees with more than $1600 in annual retail spending are discovering that a smart combination of both programs offers the best possible solution to afford their medications.
The formula for success is simple: Seniors should order from Canada whenever paying full price for a drug out-of-pocket. Unfortunately, there are many circumstances when Medicare D will require seniors to pay full price for a drug. These include when drugs are not covered by a plan`s formulary, and when entering the coverage gap or `donut hole` after $2,250 in annual retail drug purchases. By purchasing their drugs from Canada in these situations, seniors can save 40 ? 70% and still retain the future insurance benefits of Medicare D if needed. They will also avoid the penalty to their monthly premiums for late enrollment after May 15th, 2006.
ADV-Care recommends that seniors call their pharmacy toll free at 1-888-611-5582 to have a free case analysis performed to determine which Medicare D plan would be optimal to combine with Canadian medications. Depending on what drugs a patient takes, it may be advisable to choose a very low premium Medicare plan and then order all drugs from Canada. In the vast majority of cases, Canadian drugs are more affordable than Medicare D so it makes sense to take advantage of their savings.
American seniors are realizing that Medicare D is a costly form of insurance, not a government benefit and that they are gambling when they enroll. They are paying in advance for future piece-of-mind, but at what cost? ADV-Care can help them afford their medications now while still retaining the insurance benefit should they need it later.
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